Investor qualification
Budget, intent and horizon, captured in conversation and scored 0–100.
qualify_investor
Dubai · UAE25.1972° N / 55.2744° E
Amelia
AE–1932Property Intelligence Advisor
She takes an enquiry and returns a decision. Runs the numbers, checks the registry, and hands your advisor the brief.
- Grounded in
- RERA · DLD · Escrow
- Operating across
- WhatsApp · Web · Email
- Decides with
- Deterministic maths
Amelia · Advisor session
Standby
Simulated session with illustrative inventory. Figures are estimates, not financial advice.
01Understanding the property
A brochure tells you what a building looks like. This tells you what it does to your capital.
Inventory
Marina Vista
MV-240862% builtEmaar PropertiesDubai Marina, DubaiHandover Q4 2027
RERA · RERA-3412-MVEscrow · Emirates NBD
Unit price
AED 0
2,076 AED/sqft · 14 of 384 available
Unit record
Type
2 Bedroom · floor 24
Size
1,180 sqft
View
Marina & sea
Availability
14 units left
Service chargeAED 18/sqft/yr
Payment plan60 / 40 construction-linked
StatusUnderConstruction · 62%
HandoverQ4 2027
Amelia
Marina Vista is priced below the Dubai Marina median at 2,076 AED per square foot. Emaar Properties has delivered 78 projects with 92% on time, averaging 2.1 months of slip. Supply exposure in this area reads low.
Area median
2,180
AED per sqft
This unit
2,076
Below the area median
Illustrative inventory and area figures. Estimates only — not financial advice, and confirmed against developer and land-department documentation before any commitment.
Currently
Comparing 3 developments
2BR · under AED 2.5M
Never
Invents a number
02Meet Amelia
She crosses unfamiliar ground with instruments rather than optimism — in a market that usually runs on adjectives.
Not a chatbot in front of a listing site. She reads your catalogue, does the arithmetic in a calculator, and tells an investor what a decision costs.
Analytical
Leads with the figure, then explains it.
Commercially aware
An entry price is half of what a unit costs.
Calm
No urgency. No superlatives. No closing pressure.
Precise
Quotes the tool — or says nothing came back.
Consultative
Names the trade-off, not a winner.
Multilingual
Replies in the language the buyer opened with.
What she actually does
Six capabilities, one continuous line from enquiry to decision.
Each ships today. Each ends in a number you can trace to its source.
Property discovery
Your catalogue, matched against what the buyer actually said.
recommend_units
Payment-plan analysis
Any plan, normalised into a dated cashflow in AED.
analyse_payment_plan
Costs, yield and exit
Fees, service charge, net yield, cash-on-cash — computed, not narrated.
model_total_acquisition_cost · compute_portfolio_yield
RERA & escrow grounding
Read from the verification record. Unverified reads as unverified.
validate_rera_project · verify_escrow_account
Quotes, reservations, handoff
Prepares the quote, logs the request, briefs a human.
create_unit_quote · handoff_to_human
03Byte-sized walkthroughs
Twelve short videos on how Amelia turns data into decisions — from Dubai Land Department records to a closed reservation.
About a minute each. Watch one, or work through a track.
04The numbers
The headline price is the least interesting number in the deal. Every figure below comes from a calculator, not from a sentence.
Purchase price
AED 0
+ Acquisition costs
AED 0
+ Rental income / yr
AED 0
− Holding costs / yr
AED 0
= Cash to acquire
AED 0
Scenario base
AED 2,450,000
AED 156,000
Area comparables ≈ 6.2% gross
95%
Financing
5 years
Gross yield
6.4%
Net yield
5.2%
Net income / yr
AED 127K
Fees on top
7.2%
Acquisition costs
AED 175,770Land-department transfer fee (4%)98,000
Land-department admin fee580
Oqood (off-plan registration)3,000
Agency commission (2%)49,000
VAT on agency (5%)2,450
Developer NOC fee1,500
Service-charge deposit (12 months)21,240
Total acquisition costAED 2,625,770
Capital exposure
60 / 40 construction-linkedCommitted before keysAED 2.45M · 100%
Deferred post-handoverAED 0 · 0%
Exit scenarios · 5-year hold
Illustrative CAGRsBest case+10%/yr
AED 0
Total ROI +87.0% · incl. rent
Realistic+5%/yr
AED 0
Total ROI +53.5% · incl. rent
Downside-3%/yr
AED 0
Total ROI +11.8% · incl. rent
Amelia
At AED 2,450,000 you need roughly AED 2,625,770 in cash to acquire, AED 175,770 of that in fees alone — 7.2% on top of the headline price. The full price falls due by handover, so your capital is committed before the unit can earn anything. Net yield after service charge lands at 5.2%.
Fee rates follow the product's UAE defaults (4% land-department transfer + AED 580 admin, AED 3,000 Oqood, 2% agency + 5% VAT, AED 1,500 NOC, 0.25% mortgage registration). Growth rates are illustrative assumptions, not forecasts. Estimates only — not financial advice.
05Comparing the routes
Change the dimension you care about, and watch the ranking move.
Net yield after service charge, at 95% occupancy.
01
Bloom Towers
Bloom Holding · Jumeirah Village Circle
6.4%
- Unit
- 2 Bedroom · 1,050 sqft
- Price
- AED 1.69M
- Handover
- Q2 2027
- Plan
- 20 / 50 / 30 post-handover
RERAEscrowHigh supply
Lowest entry, strongest income, heaviest competing supply.
02
Peninsula Four
Select Group · Business Bay
5.6%
- Unit
- 2 Bedroom · 1,120 sqft
- Price
- AED 2.18M
- Handover
- Q1 2028
- Plan
- 70 / 30 on handover
RERAEscrowMedium supply
Balanced entry and income, one verification still open.
03
Marina Vista
Emaar Properties · Dubai Marina
5.2%
- Unit
- 2 Bedroom · 1,180 sqft
- Price
- AED 2.45M
- Handover
- Q4 2027
- Plan
- 60 / 40 construction-linked
RERAEscrowLow supply
Prime address, deepest resale market, highest capital commitment.
Amelia
Bloom Towers projects the strongest income at 6.4% net, against 5.2% for Marina Vista. Higher yield in this market usually means a less prime address and more competing stock at handover — the income premium is compensation for that, not a free gain.
Amelia doesn't pick for youShe states what each route costs and what it returns, then lets the investor — and the advisor — decide.
06Both sides of the table
Your team sees the pipeline she qualified. Your buyer sees the figures she explained. Neither is waiting on the other.
Leads ranked by a numeric score, every next action carrying its reason, and quotes and campaigns already in motion when a rep sits down.
app.amelia.ae/dashboardAmelia online
Amelia onlineEnquiries this week
0+8%
Qualified by Amelia
0+10%
Reservation requests
0+3
Handled without a rep
0%+6
Search leads
07Why this way
Not a criticism of your sales team — just what happens when the research, the arithmetic and the paperwork stop being their job.
Dimension
How it usually runs
With Amelia
An enquiry at 02:00
Waits in an inbox until the morning shift
Answered in their language, on their channel
Qualification
A rep's read, recorded later if at all
Budget, intent and horizon, scored on fixed weightings
The numbers
A spreadsheet per advisor, a different total from each
One calculator behind every figure. Same inputs, same answer
Registration & escrow
Reassurance from memory
Read from the verification record, reported as it stands
The handover
The buyer repeats themselves to a second person
The advisor arrives with the brief and the open question
One conversation, every doorway
WhatsAppWeb chatEmailInstagramTelegram
Every doorway lands on the same lead record. She reads the full history before each reply.
- 01
Wherever the buyer already is
Start on Instagram at midnight, continue on WhatsApp at breakfast. One thread, one lead record.
- 02
Nothing gets asked twice
What was said on one channel is known on the next — and by the human who picks it up.
- 03
Your catalogue, not the internet
Answers come from your projects. If it isn't there, she says so rather than inventing it.
08The handoff
Commitment is a human moment. Amelia recognises it, writes the brief, and steps aside.
Conversation · WhatsApp
Handled by Amelia
Investor+971 · 14:02
I want to move on MV-2408. Can you hold it for me while I arrange the transfer?
Context passed to the advisorhigh
Reason for escalation
High-value buying intent — investor asked to reserve a specific unit
Suggested agent: sales
Conversation summary
- Cash buyer, 3-month horizon, income-led. Qualification tier A.
- Compared Marina Vista, Peninsula Four and Bloom Towers on net yield and capital exposure.
- Settled on Marina Vista MV-2408 — 2BR, 1,180 sqft, AED 2.45M, handover Q4 2027.
- Quote QT-2026-0418 issued and viewed. Acquisition-cost breakdown shared.
- Open question: whether the 40% handover instalment can be split.
Time to context
0 min
Nothing to re-ask
Attached
Quote + costs
QT-2026-0418
Amelia never tells a buyer a unit is secured. A reservation request is a non-binding expression of interest that a human confirms — and she says so in the message itself.
09The philosophy
Named for a navigator, not an oracle. She doesn't know what the market will do — nobody does. She knows how to read the instruments, and how to say so honestly.
UnknownDataContextIntelligenceDirectionDecision
“Three developments match your criteria. One has the strongest projected yield, while another needs less capital before handover.”
How Amelia talks · no superlatives, no pressure, no guesses
25.1972° N · 55.2744° E · HDG 097
Amelia · Property Intelligence Advisor
The end of the route
Give Amelia your projects, your knowledge base and your channels. She'll take it from the first message to the moment your advisor shakes a hand.
Start with the obvious question